Risk Disclosure Statement

Investment in financial markets carries significant risk. The value of your investments can go up as well as down, and you may receive back less than you originally invested — including the possibility of losing your entire invested capital. ARK Capital does not guarantee any specific investment outcome, return, or preservation of capital.

This disclosure does not constitute financial advice. It is your responsibility to assess whether investing through ARK Capital is appropriate for your personal financial situation, risk tolerance, and investment objectives.

All financial instruments traded on the ARK Capital platform are subject to market risk — the risk that the value of an investment will decrease due to adverse movements in market prices, interest rates, equity indices, or commodity prices.

Past performance is not indicative of future results. Historical data, including any performance figures displayed on the platform, is provided for illustrative purposes only and should not be relied upon as a guarantee of future returns. Market conditions can change rapidly and without warning.

Under normal market conditions, ARK Capital processes capital withdrawals within 1–3 business days. However, under extreme or adverse market conditions — including periods of high volatility, market closures, or widespread financial stress — it is possible that withdrawal processing times may be extended beyond this window.

Certain investment strategies or instruments held within your portfolio may themselves be illiquid, meaning they cannot easily be sold or converted to cash without accepting a significant discount to fair value. ARK Capital will communicate any liquidity constraints to affected clients as promptly as possible.

Some ARK Capital investment strategies involve the use of leverage — borrowing capital to amplify market exposure beyond the client's deposited funds. While leverage can magnify investment gains, it equally magnifies losses. A leveraged position can result in losses that exceed the original amount invested.

Where leverage is employed, ARK Capital will disclose the maximum leverage ratio in the relevant strategy documentation. Clients are strongly advised to understand the mechanics and risks of leveraged investing before electing such strategies.

Clients who hold multi-currency portfolios, invest in assets denominated in foreign currencies, or make deposits or withdrawals in a currency other than the base currency of their account are exposed to foreign exchange (FX) risk.

Exchange rates fluctuate continuously and can move significantly over short periods. A change in exchange rates may reduce the value of your investment when measured in your home currency, independent of the underlying asset's performance. ARK Capital does not automatically hedge currency exposure unless this is specified in your chosen strategy.

The ARK Capital platform is an internet-based service and is subject to the technological risks inherent in all digital systems. These include, but are not limited to:

• System failures, outages, or interruptions affecting platform availability
• Cyber attacks, hacking attempts, phishing, or unauthorised access
• Internet connectivity failures on the part of the client or third-party providers
• Software bugs or data integrity errors
• Failures of third-party custodians, brokers, or data providers

ARK Capital implements industry-standard security controls including encryption, multi-factor authentication, and continuous monitoring. However, no system is entirely immune to technological failure. We recommend clients use secure, private internet connections and keep their authentication credentials confidential.

The regulatory environment governing investment management, financial services, and digital assets is subject to change. New legislation, amendments to existing laws, regulatory guidance, or enforcement actions in any relevant jurisdiction may:

• Restrict or prohibit specific investment strategies employed on the platform
• Require changes to how ARK Capital operates or reports
• Affect the tax treatment of investment returns
• Impose additional compliance costs that affect fees or service levels

ARK Capital monitors regulatory developments and aims to maintain compliance across all jurisdictions in which it operates. Clients are responsible for understanding the regulatory and tax implications of investing in their own jurisdiction.

ARK Capital executes client trades through regulated brokers, exchanges, and clearing houses. Counterparty risk is the risk that one of these entities defaults on its obligations, becomes insolvent, or fails to settle a transaction.

ARK Capital selects counterparties based on financial strength, regulatory standing, and operational reliability. However, no counterparty is entirely without risk. In the event of a counterparty default, client assets held with that entity may be subject to delays in recovery or, in extreme cases, partial or total loss.

ARK Capital's ARK Vision™ investment intelligence system uses artificial intelligence and machine learning models trained on historical market data to generate investment signals and portfolio recommendations.

AI models have inherent limitations: they are trained on past data and may fail to anticipate or correctly respond to novel market events, structural breaks, or unprecedented conditions that fall outside the model's training distribution. The use of AI does not eliminate investment risk and does not guarantee superior returns. ARK Vision™ recommendations are one input into our investment process and are subject to human oversight.

Any projected, illustrative, or target return figures presented on the ARK Capital platform — including in marketing materials, strategy documents, or the dashboard — are illustrative only. They are based on historical performance or model assumptions and do not represent a guarantee, promise, or warranty of future returns.

You may receive back less than you invest. ARK Capital is not liable for investment losses that result from market movements, strategy underperformance, or any other market risk factor.

Investing through ARK Capital may not be suitable for all individuals. In particular, investing is generally not appropriate for those who:

• Cannot afford to lose the capital they intend to invest
• Require guaranteed access to their funds in the short term
• Have a very low tolerance for portfolio volatility or drawdowns
• Do not have a basic understanding of how financial markets work

ARK Capital strongly recommends that all prospective clients consult a qualified and independent financial adviser before making any investment decision. This disclosure does not constitute financial advice and ARK Capital does not provide personalised advice outside of its regulated investment management services.

For questions relating to investment risk, risk ratings, or the suitability of ARK Capital's services for your circumstances, please contact our Risk Team:

Email: risk@arkcapital.com

ARK Capital Inc., 340 Pine Street, Suite 800, San Francisco, CA 94104